Benefits Consultant
Meet Joy Garman
Joy is a health benefits planner at Christian-Baker Company. She appreciates the importance of health insurance choices and how those choices can impact you and your family. By educating you on all of the options available, she can give you the power to compare plans and the freedom to choose the right one.
Licensed as a Health and Life insurance agent – and certified with the top Medicare Supplement, Prescription Drug and Medicare Advantage insurance plan carriers, she is qualified to answer your questions. At no cost, she can help you find a health plan that best suits your needs and budget.
Joy is a graduate of Elizabethtown College with a Bachelor’s degree in Accounting. A believer in honesty and dedication, she enjoys being part of a team and makes personal service a priority. Joy adores her kids, coffee, reading, old houses, flower farms – and most of all sitting with someone you love.
When life happens, please contact Joy for support and a solution.

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- Go over your options with an agent.
- Get the coverage you need.